With the first half of 2025 coming to a close, now is a great time to take a step back and assess your financial progress. Market conditions, tax laws, and personal circumstances can change, and a mid-year review ensures that your financial strategy remains aligned with your long-term goals. Whether it’s adjusting investments, refining tax strategies, or revisiting estate plans.

Evaluating Your Investment Strategy

The past few months have provided insights into economic trends, interest rate changes, and market performance. Reviewing your portfolio mid-year can ensure that your investment allocations are still appropriate for your risk tolerance and financial objectives.

Some key questions to consider:

• Does your investment mix still reflect your long-term goals?
• Are there opportunities to rebalance your portfolio based on market performance?
• Do you need to adjust your risk exposure given any recent changes in your personal or financial situation?

A well-balanced portfolio is essential for maintaining stability and growth, and periodic adjustments help align your investments with your financial needs.

Proactive Tax Planning

Even though tax season has passed, tax planning is an ongoing process. Reviewing tax strategies mid-year allows for adjustments that can manage liabilities and maximize available opportunities before the year ends.

Considerations for the second half of the year include:

• Reviewing contributions to retirement accounts so you can maximize tax-advantaged savings.
• Exploring whether any adjustments to income or deductions could improve your overall tax efficiency.
• Considering charitable giving options that align with your financial and philanthropic goals.

Taking a proactive approach to tax planning can make year-end decisions easier and help optimize long-term financial outcomes.

Keeping Estate and Legacy Plans Current

Estate planning is often overlooked, but it plays a crucial role in a comprehensive financial strategy. Life events such as family changes, career moves, or shifts in financial priorities can impact your estate plan.

Mid-year is a great time to:

• Review your will, trust, and beneficiary designations to keep them up to date.
• Confirm that your power of attorney and healthcare directives reflect your wishes.
• Reevaluate any plans for wealth transfer or gifting strategies.

Keeping these documents updated ensures that your assets are distributed as intended and that your financial plans remain organized for the future.

Staying on Track for the Future

Financial goals require ongoing attention, and a mid-year review helps you remain on the right path. If you have experienced any major life changes, shifts in financial priorities, or simply want to refine your strategy, now is the perfect time to revisit your plan.

We are here to support you through these decisions and ensure that your financial plan continues to serve you well. Have a great weekend!

Golf Tip of the Week

How Much Should You Think Over the Ball in Golf?

When standing over a golf ball, it’s common for your mind to race with thoughts—about your target, swing mechanics, club choice, or past shots. But trying to think about nothing isn’t realistic either. So what’s the ideal mental load?

Top players like Xander Schauffele and Collin Morikawa admit they also struggle with overthinking. Their experiences—and advice from coaches and caddies—suggest a better approach: limit your thoughts to just two or three key areas.

1. Visualize the Target: See your target clearly in your mind. Many elite players perform best when their focus is simple and centered on where they want the ball to go.
2. One Setup Check: Choose a specific detail in your pre-shot routine to focus on—like posture, alignment, or grip. This helps orient you without overloading your brain.
3. A Swing Feel (Not a Swing Thought): Instead of technical swing mechanics, think in terms of feel—like tempo or making a smooth turn. Pros often focus on simple feelings that help them swing freely.

The takeaway: Instead of letting your mind spiral, give it a few purposeful cues. A clear picture, a single setup check, and one swing feel can calm your thoughts and improve performance.

Golf Tip adapted from Golf Digest. Read the full article here: 3 things you should think about right before you hit your shot—pros explain why

Recipe Tip of the Week

National Doughnut Day

For this weeks Recipe Tip of the Week, we have a different taste for you! Today, Friday, June 6^th, is National Donut Day. You can get a free donut at participating locations. Please note that while these promotions are nationally advertised, it’s always a good idea to check with your local store to confirm participation.

Free & Discounted Doughnut Deals

1. 7-Eleven

• Offer: Classic glazed doughnut for 50¢
• Where: 7-Eleven, Speedway, and Stripes locations
• Who: 7Rewards and Speedy Rewards members
• Bonus: $1 glazed doughnuts available until June 24

2. Duck Donuts

• Free: Cinnamon Sugar Donut, no purchase necessary
• Bonus Deal: ½ dozen cinnamon sugar doughnuts for $6
• Where: In-store only for freebie; deal also online

3. Dunkin’

• Teased Offer: “Surprises in store” – no exact details yet
• Last year’s deal: Free classic doughnut with any beverage
• Bonus: Collaboration with Stoney Clover Lane expected

4. Krispy Kreme

• Free: Any one doughnut, no purchase necessary
• Bonus Deal: Dozen Original Glazed for $2 with any full-priced dozen purchase with any purchase

You can read the full article below.

Recipe Tip adapted from Food Network. Read the full article here: Where to Get Free Doughnuts on June 6, National Doughnut Day

Travel Tip of the Week

Oklahoma City Is the Underrated Destination You Need to Know About

An overlooked gem full of world-class culture, authentic cuisine, and Western soul.

Once thought of as flyover country, Oklahoma City (OKC) is quickly emerging as one of the U.S.’s most surprising destinations. With a rich blend of Indigenous history, cowboy culture, luxury accommodations, and cutting-edge cuisine, the city is earning its moment in the travel spotlight.

Though it may not be New York or Paris, OKC’s charm lies in its authenticity and lack of pretense—you won’t find long lines at museums or overpriced cocktails here. Instead, you’ll discover a city that’s deeply friendly, deeply rooted, and full of incredible experiences that feel truly local.

Top 5 Highlights That Make OKC a Must-Visit:

1. First Americans Museum – A powerful and immersive tribute to the state’s 39 tribal nations, this 175,000-square-foot cultural hub offers eye-opening exhibits on Indigenous history and resilience.
2. Bradford House – This converted Victorian mansion is now a chic boutique hotel with velvet furnishings, a stylish bar and café, and rooms that blend global flair with Southern comfort.
3. Cattlemen’s Steakhouse – For a taste of OKC’s culinary soul, don’t miss this Stockyard City institution serving up legendary chicken-fried steak and hearty breakfasts.
4. Shorty’s Caboy Hattery – Craft your own custom Western hat or grab one off the shelf in this storied hat shop run by a former rodeo star. Pure cowboy Americana.
5. Factory Obscura – A playful and surreal immersive art experience where you can climb, slide, and explore your way through installations dreamed up by a collective of local artists.

Beyond these highlights, OKC offers whitewater rafting in the heart of downtown, James Beard Award-winning restaurants, retro-chic nightlife, and plenty of surprises around every corner.

Continue reading the full article to explore more can’t-miss places, hidden local favorites, and tips for making the most of your Oklahoma City getaway. You might just find yourself planning a longer stay in “The Big Friendly.”

Travel Tip adapted from Travel & Leisure. Read the full article here: This U.S. City Has Been Overlooked for Years—but It’s Home to World-class Museums, Luxury Hotels, and Award-winning Restaurants

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