Business Owner Financial Planning
Retirement and Succession Planning for Business Owners
As a business owner, your personal wealth is often closely tied to your company’s success. Whether you run a small business or oversee a company that files Form 5500, planning for retirement—yours and your employees’—is more than a box to check. It’s a responsibility that impacts retention, taxes, and long-term financial security.
At BCA Private Wealth, we provide fiduciary-level retirement plan consulting and business transition strategies for owners across Greenville, Clemson, and Upstate South Carolina. Our dedicated small business specialists help design and implement retirement plans that support both your growth and your team’s financial future.
We understand that you’re focused on running your business. That’s why we focus on helping you grow and protect your personal and professional wealth—through proactive planning, smart structure, and full fiduciary oversight.
Small Business Retirement & Wealth Planning Services
Custom Retirement Plan Design
- 401(k), SIMPLE IRA, SEP IRA, and Defined Benefit plan options
- Plan benchmarking and cost-efficiency analysis
- Employee education and onboarding support
Fiduciary Oversight (ERISA 3(38))
- We can serve as a 3(38)-investment fiduciary, taking on legal responsibility for investment selections and monitoring—helping protect you from liability
Business Continuity & Succession Planning
- Transition planning to sell, retire, or transfer ownership
- Buy-sell agreement funding and key person insurance
- Exit strategy coordination with attorneys and CPAs
Liquidity & Tax Planning
- Strategies to access capital without disrupting operations
- Integration of business cash flow into personal retirement goals
- Roth conversions and deferral optimization
Why Partner with BCA Private Wealth?
We understand the balancing act business owners face. From managing payroll to building enterprise value, your time is limited—but your need for expert financial guidance is not.
That’s why we work with a select group of business clients to:
- Reduce their fiduciary liability
- Create tax-advantaged retirement plans
- Protect their company and their legacy
If you’re a business owner looking to align your retirement plan, business strategy, and personal wealth, we’re here to help.
Ready to Align Your Business and Financial Goals?
Let’s create a plan that supports your business, rewards your employees, and prepares you for what’s next. Schedule a consultation below.
